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There is a huge difference in filing your taxes single compared to filing as a married person. Your credit score is probably something that you don’t think about.I don’t expect you to understand all of the tax rules, but it’s also important you understand the consequences of filing your taxes properly. For most people, a franchise like H&R Block is all you need to file your taxes. Let’s be honest, most people don’t spend a lot of time thinking about their score, but that could be a huge mistake.Your credit score plays a huge role in several areas of your life.It can be the difference in getting approved for a loan or mortgage. But being a single mom does not mean you’re destined for the welfare line, free school lunches for your kids, or living in your parents’ basement.The first step is to convince yourself that your new life will be one that is full, joyous and financially rich.
After that, Betterment will handle the rest for you.I’m a big fan of robo-advisors Betterment and Ellevest, which make it SUPER easy to save and invest.If you haven’t dipped your toes into the investment waters, you might be nervous about starting an investment portfolio.This is one of the best ways to track all of your spending and identify any areas that you’re spending too much and places that you could cut back. If you don’t know how much money that you’re making, then you have no idea how much you can spend.If you have several streams of income, it’s vital that you know how much money that you can spend every month, how much money you can save, and then how much would be left over.